The foundation of our services lies in the valuation of real property for financial institutions. Sound financial decisions rely heavily on the risk associated with the collateral on all real estate loans. The real estate bubble and the recession was driven by overvalued collateral with increases in value that appeared to be never ending. Our experience with ensuring regulatory compliance with reports that use the proper methodology decreases the liability exposure of all of our clients. We have appraisal formats that will service our clients’ needs for all property types and loan sizes and we understand what the banks and regulators want to see.